THE FUTURE THINKERS
WHERE DO I START?
You have recently left school and have just started working. Joy. You are enjoying the benefits of your own money and having no commitments – 100% disposable income FTW! Family and home are a long way off and you might even still be living at home with your parents. You aren’t super sure where all your money goes, but you never seem to have any left over to save for holidays or a car, or anything really. Cashflow is king, but there are competing priorities – socialising, entertainment and travel are all on your wish list. Getting some advice from someone who isn’t just a friend or a parent would be pretty useful right now.
WHAT YOU WILL GET OUT OF IT
- A clear picture of where you are now, giving you confidence and peace of mind
- Help with setting goals and prioritising what you want to get!
- We will email you a Strategy Paper with action steps for you to start with
- Financial education and empowerment from our team of experts
- Techniques to keep your finances organised!
- A cash flow budget to keep you on track to achieving your goals, whatever they are, and to ensure you can sort out your bills each week
WHAT WILL WE DO?
- Review and assess your cash flow and savings and make recommendations for change where it’s needed
- Recommend strategies you can put in place to achieve what you want to achieve
- Prepare a cashflow budget for you and a budget forecast which you can use to work towards your goals
- Set up a simple method to help you to manage your cash flow
- Check in with you to keep you accountable and make sure you are on track
WHAT'S INCLUDED FOR YOU
- 30 Minute No Cost Obligation Free Chat
- 60-75 Minute Consultation (in person or online)
- Strategy Paper with Steps for you to put into action NOW according to our recommendations
- Free Questions with our team any time you like for 12 months
- Email Access to our financial planning team
- Access to our library of educational videos
- Preparation of simple income tax returns
I didn’t know where to start, I just knew I needed to do something. Paul and the team at Innovus advice were great and explained everything to me so I had a better idea of what my future could look like. It gave me great peace of mind.