WE’VE GOT SO MUCH GOING ON WE REALLY NEED
TO GET ORGANISED
You’ve started a family or bought a house. You’re not only time poor but you feel like you are money poor as well. You are career-focused and earning a good income, which is great, but balancing this with the needs of a young family or a mortgage is tough!
You might have a high amount of debt due to your home loan, and your spending is centred on lifestyle and debt repayment. Protecting your income is really important right now, as is protecting your young family, should anything terrible happen. Whilst retirement is a long way off, you want to make sure your superannuation is in orde, so that you don’t have to think about it. You might be contemplating investing in real estate or other assets to help grow your wealth.
More than anything else you want your finances to be organised so you don’t have to worry about them, and maybe you can just get a little sleep!
Our Innovus Builders package has been designed for you.
WHAT YOU WILL GET OUT OF IT
- A clear picture of where you are now, giving you confidence and peace of mind
- A comprehensive Financial Plan to tell you where you are and where you’re going
- Serious strategies to manage debt and expenditure
- Enhancment strategies for your savings and help prioritising your goals – travel, homes investments and everything else you have going on right now
- We will hold you accountable and help measure success and progress
- We will share with you a range of other ways and strategies you can use to help achieve your goals – there is no one way at this stage!
- Financial education and empowerment thanks to our team of experts
- Financial scenario modelling, including “what if” answers – what if you save more, spend more or invest more?
- Customized investment recommendations designed to help oyu meet your goals within the level of risk you’re comfortable with
WHAT WILL WE DO?
- Prepare a comprehensive Financial Plan based on where you are and where you want to go
- Investigate all aspects of your financial life and give you some recommendations about areas you are doing really well in and areas you could improve
- Assess and recommend different debt strategies for you to get ontop of your repayments
- Look at whether renting or buying is more beneficial for you long term, if that’s what you need.
- An analytsis and detailed recommendations around your investment portfolio
- Assessment of current and future income property
- A review of your current insurance policies and recommendations about which policies you could add
- Calculate saving requirements for goals and what it will take to get you there
- Tax savings ideas for use with us or however you lodge your return
- We will check in with you to help keep you accountable and make sure you are on track
WHAT'S INCLUDED FOR YOU
- 30 Minute No Cost Obligation Free Chat
- 60-75 Minute Consultation (in person or online)
- A Statement of Advice outlining our recommendations emailed to you
- Assistance with putting our recommendations into practice – from savings to buying property
- Free Questions with our team any time you like for 12 months
- Unlimited email Access to our financial planning team
- Access to our library of educational videos
- Preparation of simple income tax returns
I didn’t know where to start, I just knew I needed to do something. Paul and the team at Innovus advice were great and explained everything to me so I had a better idea of what my future could look like. It gave me great peace of mind.